Taylor Investment Advisors is an independent Registered Investment Advisory (RIA) firm located in Massachusetts that provides customized investment management and financial planning services to individuals and institutions. With over 30 years of experience, the firm takes a goals-based approach to investing and specializes in creating customized portfolios to help clients meet their unique financial objectives. This article will provide an in-depth Taylor investment advisors review, examining the company’s background, services, fees, and performance to help readers evaluate if Taylor Investment Advisors is the right fit for their investment needs.
Taylor Investment Advisors offers a wide range of investment management services
As an independent RIA, Taylor Investment Advisors provides fully customized investment management tailored to each client’s specific goals, risk tolerance, and preferences. The firm takes a holistic approach to investing and provides services including:
– Portfolio management: Taylor constructs and manages customized portfolios of stocks, bonds, ETFs, mutual funds, and other securities based on clients’ objectives. Portfolios are continuously monitored and adjusted as needed.
– Financial planning: Taylor’s advisors work with clients to develop comprehensive financial plans addressing areas like retirement planning, education funding, insurance needs, tax strategies, estate planning, and more. Ongoing advice is provided to keep plans current.
– Retirement plan services: For businesses, Taylor can provide 401(k) management, assisting with plan design, investment selection, compliance, and education for employees.
A key aspect of Taylor’s services is the high degree of customization. Portfolios and plans are tailored to match each client’s unique goals and constraints, rather than fitting clients into pre-set models.
Taylor utilizes a long-term, goals-based approach to investing
Taylor Investment Advisors adheres to a long-term, goals-driven approach to investing. The advisors take time upfront to deeply understand each client’s specific financial objectives across their entire household. Investing strategies are then developed to align with those goals and timed cash flow needs.
With portfolios customized to each investor’s risk appetite and constraints, Taylor constructs globally diversified portfolios utilizing what they view as the most appropriate asset classes and securities. Tax-efficient strategies help maximize after-tax returns.
Rather than chasing short-term market outperformance, Taylor aims to produce competitive risk-adjusted returns over full market cycles. Portfolios are monitored on an ongoing basis and adjusted as client needs and market conditions evolve.
Fees are straightforward and comparable to industry averages
Taylor Investment Advisors aims to provide transparency with its fee structure. For investment management services, the firm charges an annual asset-based fee starting at 1.0% on the first $1 million invested, with the rate declining at higher asset levels per the standard tiered schedule. There are no commissions or sales loads.
Compared to other independent RIAs, Taylor’s fees are straightforward and in-line with industry averages for the level of custom services provided. The firm does not charge performance-based fees.
For clients with over $5 million invested, Taylor’s rates become highly competitive versus rivals. The most affluent clients can access the firm’s services for an annual fee of just 0.50%.
The firm has delivered consistent long-term performance
Based on its ADV disclosures, Taylor Investment Advisors has delivered consistent, competitive performance over the long run across its portfolio strategies.
For example, the firm’s Core Equity composite has returned an annualized 9.7% net of fees over the past 15 years through March 2022. This compares favorably to the S&P 500’s 7.3% return over the same period with considerably less volatility.
Taylor’s fixed income strategies have also generated strong risk-adjusted returns exceeding bond market benchmarks.
While past performance is no guarantee of future results, Taylor’s long-term track record demonstrates the firm’s ability to successfully execute its goals-based investing approach across market cycles.
With over 30 years of experience, Taylor Investment Advisors provides customized investment management and financial planning services to individuals, families, and institutions. Their fees are competitive and they have a successful long-term performance track record. For investors seeking truly personalized advice and portfolios, Taylor deserves strong consideration.