The microsoft investment calculator is a useful online tool that allows investors to easily estimate the long-term returns on different investment options. By entering details like initial investment, monthly contributions, expected rate of return and investment horizon, the calculator forecasts the future value of investments. It supports calculations for various asset classes like stocks, bonds, CDs, money market accounts etc. With easy customization options and ability to do scenario analysis, the microsoft calculator empowers investors to make informed decisions.
Quick Estimation of Investment Returns
The microsoft investment calculator allows quick forecast of returns on stocks, mutual funds, fixed income investments etc with minimal inputs. By adjusting the expected rate of return, risk profiling can be done for different assets. The calculator result shows the cumulative investment, total interest earned and final balance over investment duration.
Support for Retirement Planning Scenarios
The retirement planning module in the calculator helps investors plan for retirement needs. It considers current age, retirement age, life expectancy, current retirement savings, monthly savings goal, expected returns etc and provides complete analysis like retirement savings target amount, savings to be done every month for achieving target corpus.
Tax Adjusted Returns Projection
The calculator build in option for adjusting returns for taxes empowers investors for better assessment of post-tax returns. Inputs like short term/long term capital gain tax rates, tax deferred retirement accounts can model the actual investable corpus over investment horizon.
Flexible For Modeling Different Situations
The calculator allows users to model various real life situations by adjusting inputs like one time deposits, irregular monthly savings, retirement withdrawals, custom expense adjusting for inflation etc. The output charts and tables adapt dynamically providing customized analyst for investor’s need.
Supports Dollar Cost Averaging Strategy
For investors following dollar cost averaging strategy, the calculator shows interesting insights like how average cost per share evolves over time with periodic investments. This helps validate whether consistent investing helps achieve better average costs and returns.
The Microsoft investment calculator is a versatile tool for quick and reliable return calculations customized to investor’s needs. With advanced features for retirement planning, goal based analysis and tax adjusted return calculation, it enables superior assessment.