With the soaring housing prices in London, more and more investors and residents are looking for alternative UK cities to invest in real estate. Birmingham, as the second largest city after London in the UK, is becoming increasingly popular due to its business growth and diverse cultural offerings. There are several key factors that make London and Birmingham great places to invest in properties in the UK, including strong housing demands, increasing property prices, affordable transaction costs and favorable policies. Investing in these two major UK cities can generate considerable rental income and capital appreciation for global investors.留学英国越来越受到全球学生的欢迎。伴随着伦敦房价的上涨,投资者和居民也在寻找英国其他可选的城市进行房地产投资。作为继伦敦之后的英国第二大城市,伯明翰由于其商业发展和丰富的文化资源正在吸引越来越多的关注。伦敦和伯明翰都具有强劲的房地产需求、房价上涨趋势、较低的交易成本以及优惠的政策,使其成为英国最具投资价值的城市。在这两个主要城市投资房产可以为全球投资者带来可观的租金收入和资本增值。
London remains a top real estate investment location in UK
London, the capital and largest city in the UK, has a strong economy, a diverse population, rich job opportunities and a robust real estate market, making it one of the top global cities to invest in properties. The housing supply in London lags far behind market demand, leading to low vacancy rates and rising rents and property prices. London properties can generate annual gross rental yields of 3-5%. With the UK government recently deciding to postpone the proposed stamp duty surcharge for overseas buyers, London continues to have low transaction costs of around 10% for overseas investors. The city’s real estate market is expected to keep booming in 2020 supported by the new decisive government, the expansionary budget, and the latest interest rate cut by the Bank of England. For global investors, especially from Asia, London stands out as the most cost-effective major global city to invest in residential real estate. 作为英国的首都和最大城市,伦敦经济发达、人口多样、就业机会丰富,房地产市场繁荣,是全球最具投资价值的城市之一。伦敦的房屋供应远远跟不上市场需求,导致出租率较低,租金和房价持续上涨。伦敦房产每年可以带来3-5%的毛租金收益率。英国政府最近决定推迟提议对海外购房者加征的印花税,因此伦敦对海外投资者的交易税费仍保持在约10%的较低水平。在新政府的决策、扩张性财政预算案以及英国央行最近的利率调降政策的支持下,伦敦2020年的房地产市场预计将继续繁荣发展。对全球投资者而言,特别是来自亚洲的投资者,伦敦无疑是投资住宅房地产最具性价比的全球大城市之一。
Birmingham emerges as a new hotspot for UK properties
Birmingham is the second largest city in the UK with over 1 million residents. Its diversified economy and public infrastructure projects have stimulated strong labor demand and business growth. Birmingham’s housing market has been outperforming the UK average with a 6.7% annual price growth. But its average housing price is 40% lower than London, presenting lucrative investment opportunities for rental income and capital appreciation. The city also offers rich cultural scenes, festivals and amenities that greatly enhance its attraction to professionals, companies and tourists. As more corporations relocate to Birmingham for lower costs and HSBC builds its new headquarters here, the city is expected to see substantial growth in housing needs. Birmingham’s housing shortage and booming economy will likely push up future housing prices. For global investors seeking relatively affordable UK properties with good rental yields, Birmingham definitely deserves a spot on their consideration list. 伯明翰是英国仅次于伦敦的第二大城市,人口超过100万。伯明翰经济多元化发展且大力投资公共基础设施,刺激了强劲的就业市场需求和商业增长。伯明翰房价的年增长率达到6.7%,高于英国平均水平。与伦敦相比,伯明翰的平均房价较低40%,为投资者提供了获得丰厚租金收益和资本增值的绝佳机会。伯明翰也提供丰富的文化艺术资源、节日庆典和各种设施,大大增加了其对企业、专业人士和游客的吸引力。随着越来越多企业为降低成本而搬迁至伯明翰,以及汇丰银行在此建设新总部,伯明翰的住房需求预计将大幅增加。伯明翰存在的住房短缺问题以及经济增长势头将可能推高未来的房价。对于寻找相对可负担得起的英国房产投资机会的全球投资者来说,伯明翰绝对值得考虑列入考察名单。
In conclusion, London and Birmingham are highly lucrative locations for global investors to allocate real estate assets in the UK for stable rental income and capital gains. Their strong housing demands, surging property prices, affordable transaction costs and favorable policies make them ideal targets among various UK cities. While London offers prestige and maturity, Birmingham provides affordability and growth potential. Investing in properties in these two cities can help global investors effectively diversify their real estate portfolios.总而言之,从获得稳定的租金收入和资本增值的角度来看,伦敦和伯明翰都是全球投资者在英国投资房地产的绝佳选择。这两个城市强劲的房地产需求、快速上涨的房价、较低的交易税费以及优惠政策,使其成为英国众多城市中明智的投资标的。伦敦提供了声望和成熟度,而伯明翰提供了可负担性和增长潜力。在这两个城市投资房产可以帮助全球投资者有效地 diversify 他们的房地产投资组合。